Health Insurance in Hamilton County, FL
Compare 242 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$497/mo
Bronze from
$574/mo
Silver from
$545/mo
Gold from
$592/mo
Benchmark (SLCSP)
Bronze Plans (6)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
BlueSelect Bronze 24L01-01 (Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
$737/mo
Age 40 premium
BlueOptions Bronze 24J01-06 (Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)HSA
$911/mo
Age 40 premium
BlueCare Bronze 24K01-05 (Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K02-18 (Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Essential + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Expanded Bronze Plans (71)
Like Bronze but with some services covered before you meet your deductible.
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter HealthHSA
$526/mo
Age 40 premium
Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · WellpointHSA
$553/mo
Age 40 premium
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
$579/mo
Age 40 premium
Connect Bronze Mid-South 5500 Indiv Med Deductible
EPO · Cigna HealthcareHSA
$579/mo
Age 40 premium
Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · WellpointHSA
$604/mo
Age 40 premium
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision
HMO · Molina HealthcareHSA
$607/mo
Age 40 premium
Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
HMO · WellpointHSA
$609/mo
Age 40 premium
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · WellpointHSA
$615/mo
Age 40 premium
Molina Bronze Premier with $0 Medical Deductible
HMO · Molina HealthcareHSA
$628/mo
Age 40 premium
Molina Bronze Premier with $0 Medical Deductible Plus with Adult Vision
HMO · Molina HealthcareHSA
$632/mo
Age 40 premium
Connect Bronze Mid-South 0 Indiv Med Deductible
EPO · Cigna HealthcareHSA
$637/mo
Age 40 premium
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
HMO · Molina HealthcareHSA
$656/mo
Age 40 premium
Connect Bronze South FL 7000 Indiv Med Deductible
EPO · Cigna HealthcareHSA
$662/mo
Age 40 premium
Molina Bronze Enhanced 3500 Plus with Adult Vision
HMO · Molina HealthcareHSA
$663/mo
Age 40 premium
Connect Bronze South FL 3800 Indiv Med Deductible
EPO · Cigna HealthcareHSA
$668/mo
Age 40 premium
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
$734/mo
Age 40 premium
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
$745/mo
Age 40 premium
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
$822/mo
Age 40 premium
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)HSA
$856/mo
Age 40 premium
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
PPO · Florida Blue (BlueCross BlueShield FL)HSA
N/A
Age 40 premium
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)HSA
N/A
Age 40 premium
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)HSA
N/A
Age 40 premium
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
N/A
Age 40 premium
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)HSA
N/A
Age 40 premium
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)HSA
N/A
Age 40 premium
Bronze Value 1814 (High Value Network Savings, Open Access)
HMO · Health First Commercial Plans, Inc.HSA
N/A
Age 40 premium
Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access)
HMO · Health First Commercial Plans, Inc.HSA
N/A
Age 40 premium
Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access)
HMO · Health First Commercial Plans, Inc.HSA
N/A
Age 40 premium
Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access)
HMO · Health First Commercial Plans, Inc.HSA
N/A
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter HealthHSA
N/A
Age 40 premium
Gym Access IND Bronze Standardized HMO
HMO · Florida Health Care PlansHSA
N/A
Age 40 premium
Gym Access IND Bronze HMO OA Standard 2450
HMO · Florida Health Care PlansHSA
N/A
Age 40 premium
Gym Access IND Bronze POS OA Standard 2450
POS · Florida Health Care PlansHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Signature + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Premier + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Silver Plans (82)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO · Health First Commercial Plans, Inc.
$574/mo
Age 40 premium
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$698/mo
Age 40 premium
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
HMO · Ambetter Health
$707/mo
Age 40 premium
Molina Silver Access Plus with Adult Vision
HMO · Molina Healthcare
$715/mo
Age 40 premium
Molina Silver Core Plus with Adult Vision
HMO · Molina Healthcare
$719/mo
Age 40 premium
Molina Silver Access Plus with Adult Dental and Vision
HMO · Molina Healthcare
$729/mo
Age 40 premium
Molina Silver Core Plus with Adult Dental and Vision
HMO · Molina Healthcare
$733/mo
Age 40 premium
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$759/mo
Age 40 premium
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$770/mo
Age 40 premium
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$782/mo
Age 40 premium
Connect Silver Mid-South 4500 Indiv Med Deductible
EPO · Cigna Healthcare
$783/mo
Age 40 premium
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
HMO · Wellpoint
$787/mo
Age 40 premium
Enhanced Diabetes Care Silver with $0 Drug Options
HMO · Ambetter Health
$833/mo
Age 40 premium
Connect Silver Mid-South 3800 Indiv Med Deductible
EPO · Cigna Healthcare
$854/mo
Age 40 premium
Enhanced Diabetes Care Silver with $0 Drug Options
HMO · Ambetter Health
$873/mo
Age 40 premium
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$953/mo
Age 40 premium
Connect Silver South FL 2850 Indiv Med Deductible
EPO · Cigna Healthcare
$989/mo
Age 40 premium
Connect Silver South FL 4500 Indiv Med Deductible
EPO · Cigna Healthcare
$1008/mo
Age 40 premium
BlueSelect Silver 1443 ($10 Labs / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1264/mo
Age 40 premium
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
$1467/mo
Age 40 premium
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
$1702/mo
Age 40 premium
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Silver 24K02-21 ($10 Labs / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Silver Savings 1821 (Primary Care Copay, Open Access)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
HMO · Ambetter Health
N/A
Age 40 premium
Gym Access IND Silver HMO OA Standard 1440
HMO · Florida Health Care Plans
N/A
Age 40 premium
Gym Access IND Silver POS OA Standard 1440
POS · Florida Health Care Plans
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Essential + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Partnered Care Classic Silver
HMO · Cigna HealthCare of Florida, Inc.
N/A
Age 40 premium
Partnered Care Premier Silver
HMO · Cigna HealthCare of Florida, Inc.
N/A
Age 40 premium
Partnered Care Silver CMS Standard
HMO · Cigna HealthCare of Florida, Inc.
N/A
Age 40 premium
Gold Plans (67)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO · Health First Commercial Plans, Inc.
$545/mo
Age 40 premium
Partnered Care Gold CMS Standard
HMO · Cigna HealthCare of Florida, Inc.
$687/mo
Age 40 premium
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
HMO · Health First Commercial Plans, Inc.
$692/mo
Age 40 premium
Molina Gold Enhanced 895 Plus with Adult Vision
HMO · Molina Healthcare
$754/mo
Age 40 premium
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$768/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$769/mo
Age 40 premium
Connect Gold Mid-South 850 Indiv Med Deductible
EPO · Cigna Healthcare
$789/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Vision
HMO · Molina Healthcare
$798/mo
Age 40 premium
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$843/mo
Age 40 premium
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$851/mo
Age 40 premium
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
HMO · Wellpoint
$860/mo
Age 40 premium
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Wellpoint
$861/mo
Age 40 premium
Connect Gold South FL 1500 Indiv Med Deductible
EPO · Cigna Healthcare
$867/mo
Age 40 premium
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1054/mo
Age 40 premium
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1072/mo
Age 40 premium
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1097/mo
Age 40 premium
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
$2240/mo
Age 40 premium
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO · Health First Commercial Plans, Inc.
N/A
Age 40 premium
Connect Gold Mid-South 2250 Indiv Med Deductible
EPO · Cigna Healthcare
N/A
Age 40 premium
Gym Access IND Gold HMO H.S.A 9010
HMO · Florida Health Care PlansHSA
N/A
Age 40 premium
Gym Access IND Gold HMO OA Standard 3450
HMO · Florida Health Care Plans
N/A
Age 40 premium
Gym Access IND Gold POS OA Standard 3450
POS · Florida Health Care Plans
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Platinum Plans (15)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1240/mo
Age 40 premium
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1410/mo
Age 40 premium
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
EPO · Florida Blue (BlueCross BlueShield FL)
$1461/mo
Age 40 premium
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
$2209/mo
Age 40 premium
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
$2740/mo
Age 40 premium
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
PPO · Florida Blue (BlueCross BlueShield FL)
N/A
Age 40 premium
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
POS · Florida Blue HMO (a BlueCross BlueShield FL company)
N/A
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
Wellpoint Essential Catastrophic (+ Incentives)
HMO · WellpointHSA
$550/mo
Age 40 premium
Florida Has Not Expanded Medicaid
Florida has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.
Check Medicaid Eligibility