Health Insurance in New Castle County, DE
Compare 40 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
Expanded Bronze only
Bronze from
Not available
Silver from
Not available
Gold from
Not available
Benchmark (SLCSP)
Bronze Plans (1)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
AmeriHealth Caritas Next Bronze Essential + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Expanded Bronze Plans (12)
Like Bronze but with some services covered before you meet your deductible.
my Blue Access Select PPO Bronze 9200
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$578/mo
Age 40 premium
my Blue Access Select PPO Standard Bronze 7500
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$625/mo
Age 40 premium
my Blue Access Select PPO Bronze 3800
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$631/mo
Age 40 premium
my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$652/mo
Age 40 premium
Principal Bronze HSA + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
Everyday Bronze + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Signature + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Premier + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Silver Plans (10)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
my Blue Access Select PPO Standard Silver 6000
PPO · Highmark Blue Cross Blue Shield Delaware
$805/mo
Age 40 premium
my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$893/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
Elite Silver + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Essential + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Gold Plans (14)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
my Blue Access Select PPO Standard Gold 2000
PPO · Highmark Blue Cross Blue Shield Delaware
$748/mo
Age 40 premium
my Blue Access Select PPO Gold 1700 HSA
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$760/mo
Age 40 premium
my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$769/mo
Age 40 premium
my Blue Access Select PPO Gold 0
PPO · Highmark Blue Cross Blue Shield Delaware
$800/mo
Age 40 premium
my Blue Access Select PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$821/mo
Age 40 premium
my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$833/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
my Blue Access Select PPO Standard Platinum 0
PPO · Highmark Blue Cross Blue Shield Delaware
$1015/mo
Age 40 premium
my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$1020/mo
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$468/mo
Age 40 premium
Delaware Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Delaware — often with $0 premiums.
Check Medicaid Eligibility