Health Insurance in Kent County, DE
Compare 40 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
Expanded Bronze only
Bronze from
$805/mo
Silver from
$748/mo
Gold from
$893/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (1)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
AmeriHealth Caritas Next Bronze Essential + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Expanded Bronze Plans (12)
Like Bronze but with some services covered before you meet your deductible.
my Blue Access Select PPO Bronze 9200
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$578/mo
Age 40 premium
my Blue Access Select PPO Standard Bronze 7500
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$625/mo
Age 40 premium
my Blue Access Select PPO Bronze 3800
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$631/mo
Age 40 premium
my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$652/mo
Age 40 premium
Principal Bronze HSA + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
Everyday Bronze + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter Health of DelawareHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Signature + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
AmeriHealth Caritas Next Bronze Premier + No Referrals
HMO · AmeriHealth Caritas NextHSA
N/A
Age 40 premium
Silver Plans (10)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
my Blue Access Select PPO Standard Silver 6000
PPO · Highmark Blue Cross Blue Shield Delaware
$805/mo
Age 40 premium
my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$893/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
Elite Silver + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Silver Essential + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Gold Plans (14)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
my Blue Access Select PPO Standard Gold 2000
PPO · Highmark Blue Cross Blue Shield Delaware
$748/mo
Age 40 premium
my Blue Access Select PPO Gold 1700 HSA
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$760/mo
Age 40 premium
my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$769/mo
Age 40 premium
my Blue Access Select PPO Gold 0
PPO · Highmark Blue Cross Blue Shield Delaware
$800/mo
Age 40 premium
my Blue Access Select PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$821/mo
Age 40 premium
my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$833/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter Health of Delaware
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Signature + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
AmeriHealth Caritas Next Gold Premier + No Referrals
HMO · AmeriHealth Caritas Next
N/A
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
my Blue Access Select PPO Standard Platinum 0
PPO · Highmark Blue Cross Blue Shield Delaware
$1015/mo
Age 40 premium
my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield Delaware
$1020/mo
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits
PPO · Highmark Blue Cross Blue Shield DelawareHSA
$468/mo
Age 40 premium
Delaware Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Delaware — often with $0 premiums.
Check Medicaid Eligibility