Health Insurance in San Juan County, CO

Compare 83 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$405/mo
Silver from
$418/mo
Gold from
$405/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
821
Median Income
$103k
Poverty Rate
12.3%
Uninsured
13.0%
Est. Uninsured
86
Insurers
5

Expanded Bronze Plans (32)

Like Bronze but with some services covered before you meet your deductible.

KP Select CO Bronze 8500/50
HMO · Kaiser Permanente Colorado
$346/mo
Age 40 premium
Anthem Bronze Pathway Essentials 9200 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$352/mo
Age 40 premium
KP Select CO Bronze 6500/50
HMO · Kaiser Permanente Colorado
$354/mo
Age 40 premium
Anthem Bronze Pathway Essentials 6000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$358/mo
Age 40 premium
Anthem Bronze Pathway Essentials 8000 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$361/mo
Age 40 premium
KP Select CO Bronze 6500/35%/HSA
HMO · Kaiser Permanente ColoradoHSA
$366/mo
Age 40 premium
Anthem Bronze Pathway Essentials 5650 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$367/mo
Age 40 premium
KP Select CO Bronze 7500/60 RX Copay
HMO · Kaiser Permanente Colorado
$370/mo
Age 40 premium
RMHP Monument One Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$371/mo
Age 40 premium
KP Colorado Option Bronze
HMO · Kaiser Permanente Colorado
$384/mo
Age 40 premium
Select Health Monument Value Bronze $6900 Medical Deductible
EPO · SelectHealth
$415/mo
Age 40 premium
RMHP Monument One Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$415/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$424/mo
Age 40 premium
Anthem Colorado Option Bronze Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$425/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$426/mo
Age 40 premium
RMHP Monument One Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$435/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$436/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 9200 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$438/mo
Age 40 premium
RMHP Monument One Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$440/mo
Age 40 premium
Elevate Health Plans Peak Bronze HDHP
HMO · Elevate Health PlansHSA
$446/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 6000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$446/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$449/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 8000 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$450/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$456/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 5650 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$457/mo
Age 40 premium
Elevate Health Plans Peak Colorado Option Bronze
HMO · Elevate Health Plans
$462/mo
Age 40 premium
Select Health Monument Value Colorado Option Bronze
EPO · SelectHealth
$462/mo
Age 40 premium
RMHP Valley Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$466/mo
Age 40 premium
RMHP Valley Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$529/mo
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$540/mo
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$551/mo
Age 40 premium
RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$556/mo
Age 40 premium

Silver Plans (33)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Anthem Silver Pathway Essentials 5500 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$437/mo
Age 40 premium
Anthem Silver Pathway Essentials 5000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$442/mo
Age 40 premium
Anthem Silver Pathway Essentials 6500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$449/mo
Age 40 premium
KP Select CO Silver 4500/30 RX Copay
HMO · Kaiser Permanente Colorado
$449/mo
Age 40 premium
Anthem Silver Pathway Essentials 2800 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$452/mo
Age 40 premium
KP Select CO Silver 4000/25
HMO · Kaiser Permanente Colorado
$452/mo
Age 40 premium
KP Select CO Silver 3700/20%/HSA
HMO · Kaiser Permanente ColoradoHSA
$456/mo
Age 40 premium
Anthem Silver Pathway Essentials 3500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$458/mo
Age 40 premium
Anthem Silver Pathway Essentials 3300 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$460/mo
Age 40 premium
RMHP Monument One Colorado Option Silver
HMO · Rocky Mountain Health Plans
$463/mo
Age 40 premium
KP Select CO Silver 2200/25
HMO · Kaiser Permanente Colorado
$468/mo
Age 40 premium
KP Colorado Option Silver
HMO · Kaiser Permanente Colorado
$472/mo
Age 40 premium
Anthem Silver Mountain Enhanced 3500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$487/mo
Age 40 premium
Select Health Monument Value Silver $3200 Medical Deductible
EPO · SelectHealth
$519/mo
Age 40 premium
RMHP Monument One Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$534/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Silver
HMO · Rocky Mountain Health Plans
$536/mo
Age 40 premium
Select Health Monument Value Silver $1500 Medical Deductible
EPO · SelectHealth
$539/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5500 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$544/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$549/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$551/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$557/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$557/mo
Age 40 premium
Anthem Silver Mountain Enhanced 6500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$559/mo
Age 40 premium
Anthem Silver Mountain Enhanced 2800 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$563/mo
Age 40 premium
Select Health Monument Value Silver $4500 Medical Deductible Rx Copay
EPO · SelectHealth
$569/mo
Age 40 premium
Select Health Monument Value Colorado Option Silver
EPO · SelectHealth
$570/mo
Age 40 premium
Anthem Silver Mountain Enhanced 3300 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$573/mo
Age 40 premium
RMHP Valley Colorado Option Silver
HMO · Rocky Mountain Health Plans
$573/mo
Age 40 premium
Elevate Health Plans Peak Colorado Option Silver
HMO · Elevate Health Plans
$575/mo
Age 40 premium
Anthem Colorado Option Silver Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$659/mo
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$660/mo
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$667/mo
Age 40 premium
RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$667/mo
Age 40 premium

Gold Plans (16)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

RMHP Monument One Colorado Option Gold
HMO · Rocky Mountain Health Plans
$439/mo
Age 40 premium
KP Select CO Gold 2000/20
HMO · Kaiser Permanente Colorado
$446/mo
Age 40 premium
KP Select CO Gold 1500/20
HMO · Kaiser Permanente Colorado
$457/mo
Age 40 premium
KP Colorado Option Gold
HMO · Kaiser Permanente Colorado
$461/mo
Age 40 premium
KP Select CO Gold 0/25 RX Copay
HMO · Kaiser Permanente Colorado
$470/mo
Age 40 premium
Anthem Colorado Option Gold Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$501/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Gold
HMO · Rocky Mountain Health Plans
$506/mo
Age 40 premium
RMHP Monument One Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$510/mo
Age 40 premium
Select Health Monument Value Gold $1500 Medical Deductible
EPO · SelectHealth
$518/mo
Age 40 premium
RMHP Colorado Doctors Plan Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$531/mo
Age 40 premium
Select Health Monument Value Colorado Option Gold
EPO · SelectHealth
$536/mo
Age 40 premium
Select Health Monument Value Gold $1750 Medical Deductible HSA Qualified
EPO · SelectHealthHSA
$543/mo
Age 40 premium
RMHP Valley Colorado Option Gold
HMO · Rocky Mountain Health Plans
$546/mo
Age 40 premium
Elevate Health Plans Peak Colorado Option Gold
HMO · Elevate Health Plans
$546/mo
Age 40 premium
Select Health Monument Value Gold $0 Medical Deductible
EPO · SelectHealth
$563/mo
Age 40 premium
RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$640/mo
Age 40 premium

Catastrophic Plans (2)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic Pathway Essentials 9200
HMO · Anthem Blue Cross and Blue Shield of Colorado
$279/mo
Age 40 premium
KP Select CO Catastrophic
HMO · Kaiser Permanente Colorado
$291/mo
Age 40 premium

Colorado Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Colorado — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in San Juan County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Colorado Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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