Health Insurance in Fremont County, CO

Compare 95 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$422/mo
Silver from
$403/mo
Gold from
$422/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
50,093
Median Income
$61k
Poverty Rate
18.4%
Uninsured
6.0%
Est. Uninsured
2,432
Insurers
6

Expanded Bronze Plans (36)

Like Bronze but with some services covered before you meet your deductible.

KP Colorado Option Bronze
HMO · Kaiser Permanente Colorado
$367/mo
Age 40 premium
KP CO Bronze 8500/50
HMO · Kaiser Permanente Colorado
$368/mo
Age 40 premium
Elevate Health Plans Bronze HDHP
HMO · Elevate Health PlansHSA
$369/mo
Age 40 premium
Select Health Value Bronze $6900 Medical Deductible
EPO · SelectHealth
$369/mo
Age 40 premium
Anthem Colorado Option Bronze Pathway Essentials Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$369/mo
Age 40 premium
Cigna Connect Colorado Option Bronze
EPO · Cigna Health and Life Insurance Company
$371/mo
Age 40 premium
KP CO Bronze 6500/50
HMO · Kaiser Permanente Colorado
$376/mo
Age 40 premium
KP CO Bronze 6500/35%/HSA
HMO · Kaiser Permanente ColoradoHSA
$389/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$392/mo
Age 40 premium
KP CO Bronze 7500/60 RX Copay
HMO · Kaiser Permanente Colorado
$393/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$394/mo
Age 40 premium
Cigna Connect HSA Bronze 6500
EPO · Cigna Health and Life Insurance CompanyHSA
$400/mo
Age 40 premium
Cigna Connect Flex Bronze 9200 Rx Copay
EPO · Cigna Health and Life Insurance Company
$401/mo
Age 40 premium
Cigna Connect Flex Bronze 7200
EPO · Cigna Health and Life Insurance Company
$402/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$403/mo
Age 40 premium
Select Health Value Colorado Option Bronze
EPO · SelectHealth
$411/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$415/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$422/mo
Age 40 premium
Anthem Colorado Option Bronze Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$425/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 9200 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$438/mo
Age 40 premium
Elevate Health Plans Colorado Option Bronze
HMO · Elevate Health Plans
$441/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 6000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$446/mo
Age 40 premium
Cigna Connect Flex Bronze 0
EPO · Cigna Health and Life Insurance Company
$448/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 8000 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$450/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 5650 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$457/mo
Age 40 premium
Anthem Bronze Pathway 9200 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$548/mo
Age 40 premium
Anthem Bronze Pathway 6000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$558/mo
Age 40 premium
Anthem Bronze Pathway 8000 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$562/mo
Age 40 premium
Anthem Bronze Pathway 5650 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$571/mo
Age 40 premium
RMHP Monument Health Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Monument Health Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
N/A
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
N/A
Age 40 premium
RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Colorado Option Bronze
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium

Silver Plans (38)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Anthem Colorado Option Silver Pathway Essentials Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$422/mo
Age 40 premium
KP Colorado Option Silver
HMO · Kaiser Permanente Colorado
$451/mo
Age 40 premium
Cigna Connect Colorado Option Silver
EPO · Cigna Health and Life Insurance Company
$461/mo
Age 40 premium
Select Health Value Silver $3200 Medical Deductible
EPO · SelectHealth
$462/mo
Age 40 premium
KP CO Silver 4500/30 RX Copay
HMO · Kaiser Permanente Colorado
$478/mo
Age 40 premium
Select Health Value Silver $1500 Medical Deductible
EPO · SelectHealth
$480/mo
Age 40 premium
KP CO Silver 4000/25
HMO · Kaiser Permanente Colorado
$481/mo
Age 40 premium
KP CO Silver 3700/20%/HSA
HMO · Kaiser Permanente ColoradoHSA
$485/mo
Age 40 premium
Anthem Silver Mountain Enhanced 3500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$487/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Silver
HMO · Rocky Mountain Health Plans
$496/mo
Age 40 premium
KP CO Silver 2200/25
HMO · Kaiser Permanente Colorado
$497/mo
Age 40 premium
Cigna Connect Flex Silver 6000
EPO · Cigna Health and Life Insurance Company
$498/mo
Age 40 premium
Cigna Connect Flex Silver 2750
EPO · Cigna Health and Life Insurance Company
$502/mo
Age 40 premium
Cigna Connect Flex Silver 3500
EPO · Cigna Health and Life Insurance Company
$502/mo
Age 40 premium
Select Health Value Silver $4500 Medical Deductible Rx Copay
EPO · SelectHealth
$506/mo
Age 40 premium
Select Health Value Colorado Option Silver
EPO · SelectHealth
$507/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$508/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$515/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$515/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5500 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$544/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$551/mo
Age 40 premium
Elevate Health Plans Colorado Option Silver
HMO · Elevate Health Plans
$555/mo
Age 40 premium
Anthem Silver Mountain Enhanced 6500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$559/mo
Age 40 premium
Anthem Silver Pathway 2800 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$560/mo
Age 40 premium
Anthem Silver Mountain Enhanced 2800 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$563/mo
Age 40 premium
Anthem Silver Mountain Enhanced 3300 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$573/mo
Age 40 premium
Anthem Colorado Option Silver Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$659/mo
Age 40 premium
Anthem Silver Pathway 5500 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$680/mo
Age 40 premium
Anthem Silver Pathway 5000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$689/mo
Age 40 premium
Anthem Silver Pathway 6500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$699/mo
Age 40 premium
Anthem Silver Pathway 3500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$714/mo
Age 40 premium
Anthem Silver Pathway 3300 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$716/mo
Age 40 premium
RMHP Monument Health Silver Advantage ($0 Virtual Urgent Care, No Referrals, $3 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Monument Health Silver Value ($0 Virtual Urgent Care, No Referrals, $2 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Colorado Option Silver
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium

Gold Plans (19)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Anthem Colorado Option Gold Pathway Essentials Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$435/mo
Age 40 premium
KP Colorado Option Gold
HMO · Kaiser Permanente Colorado
$440/mo
Age 40 premium
Cigna Connect Colorado Option Gold
EPO · Cigna Health and Life Insurance Company
$453/mo
Age 40 premium
Select Health Value Gold $1500 Medical Deductible
EPO · SelectHealth
$461/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Gold
HMO · Rocky Mountain Health Plans
$468/mo
Age 40 premium
KP CO Gold 2000/20
HMO · Kaiser Permanente Colorado
$474/mo
Age 40 premium
Select Health Value Colorado Option Gold
EPO · SelectHealth
$477/mo
Age 40 premium
Select Health Value Gold $1750 Medical Deductible HSA Qualified
EPO · SelectHealthHSA
$484/mo
Age 40 premium
KP CO Gold 1500/20
HMO · Kaiser Permanente Colorado
$486/mo
Age 40 premium
RMHP Colorado Doctors Plan Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$491/mo
Age 40 premium
KP CO Gold 0/25 RX Copay
HMO · Kaiser Permanente Colorado
$500/mo
Age 40 premium
Anthem Colorado Option Gold Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$501/mo
Age 40 premium
Select Health Value Gold $0 Medical Deductible
EPO · SelectHealth
$501/mo
Age 40 premium
Cigna Connect Flex Gold 2700
EPO · Cigna Health and Life Insurance Company
$507/mo
Age 40 premium
Cigna Connect Flex Gold 950 Rx Copay
EPO · Cigna Health and Life Insurance Company
$508/mo
Age 40 premium
Elevate Health Plans Colorado Option Gold
HMO · Elevate Health Plans
$521/mo
Age 40 premium
RMHP Monument Health Gold Value ($0 Virtual Urgent Care, No Referrals, $3 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium
RMHP Valley Colorado Option Gold
HMO · Rocky Mountain Health Plans
N/A
Age 40 premium

Catastrophic Plans (2)

Very low premium, very high deductible. Only available to people under 30.

KP CO Catastrophic
HMO · Kaiser Permanente Colorado
$309/mo
Age 40 premium
Anthem Catastrophic Pathway 9200
HMO · Anthem Blue Cross and Blue Shield of Colorado
$435/mo
Age 40 premium

Colorado Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Colorado — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Fremont County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Colorado Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?