Health Insurance in Chaffee County, CO
Compare 38 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$437/mo
Silver from
$418/mo
Gold from
$437/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (16)
Like Bronze but with some services covered before you meet your deductible.
RMHP Colorado Doctors Plan Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$424/mo
Age 40 premium
Anthem Colorado Option Bronze Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$425/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$426/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$436/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 9200 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$438/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 6000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$446/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$449/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 8000 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$450/mo
Age 40 premium
RMHP Colorado Doctors Plan Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$456/mo
Age 40 premium
Anthem Bronze Mountain Enhanced 5650 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$457/mo
Age 40 premium
RMHP Valley Colorado Option Bronze
HMO · Rocky Mountain Health Plans
$466/mo
Age 40 premium
RMHP Valley Bronze Value HSA (No Referrals)
HMO · Rocky Mountain Health PlansHSA
$529/mo
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$540/mo
Age 40 premium
RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$551/mo
Age 40 premium
RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals)
HMO · Rocky Mountain Health Plans
$556/mo
Age 40 premium
Silver Plans (16)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Anthem Silver Mountain Enhanced 3500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$487/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Silver
HMO · Rocky Mountain Health Plans
$536/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5500 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$544/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$549/mo
Age 40 premium
Anthem Silver Mountain Enhanced 5000 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$551/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$557/mo
Age 40 premium
RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$557/mo
Age 40 premium
Anthem Silver Mountain Enhanced 6500 Rx Copay $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$559/mo
Age 40 premium
Anthem Silver Mountain Enhanced 2800 $0 Select Drugs
HMO · Anthem Blue Cross and Blue Shield of Colorado
$563/mo
Age 40 premium
Anthem Silver Mountain Enhanced 3300 for HSA
HMO · Anthem Blue Cross and Blue Shield of ColoradoHSA
$573/mo
Age 40 premium
RMHP Valley Colorado Option Silver
HMO · Rocky Mountain Health Plans
$573/mo
Age 40 premium
Anthem Colorado Option Silver Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$659/mo
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx)
HMO · Rocky Mountain Health Plans
$660/mo
Age 40 premium
RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$667/mo
Age 40 premium
RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$667/mo
Age 40 premium
Gold Plans (6)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Anthem Colorado Option Gold Pathway Std
HMO · Anthem Blue Cross and Blue Shield of Colorado
$501/mo
Age 40 premium
RMHP Colorado Doctors Plan Colorado Option Gold
HMO · Rocky Mountain Health Plans
$506/mo
Age 40 premium
RMHP Colorado Doctors Plan Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$531/mo
Age 40 premium
RMHP Valley Colorado Option Gold
HMO · Rocky Mountain Health Plans
$546/mo
Age 40 premium
RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay)
HMO · Rocky Mountain Health Plans
$640/mo
Age 40 premium
Colorado Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Colorado — often with $0 premiums.
Check Medicaid Eligibility