Health Insurance in Benton County, AR

Compare 45 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
Expanded Bronze only
Bronze from
$785/mo
Silver from
$647/mo
Gold from
$807/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
321,566
Median Income
$93k
Poverty Rate
7.8%
Uninsured
10.0%
Est. Uninsured
28,690
Insurers
6

Expanded Bronze Plans (14)

Like Bronze but with some services covered before you meet your deductible.

Octave Bronze Exp Standardized
POS · OctaveHSA
$447/mo
Age 40 premium
Bronze Exp Standardized
PPO · Arkansas Blue Cross and Blue ShieldHSA
$452/mo
Age 40 premium
HA Bronze Exp Standardized
POS · Health AdvantageHSA
$463/mo
Age 40 premium
HA Bronze National
POS · Health AdvantageHSA
$476/mo
Age 40 premium
Standard Expanded Bronze (QualChoice)
POS · Ambetter from Arkansas Health & WellnessHSA
$500/mo
Age 40 premium
Octave Bronze Value
POS · OctaveHSA
$510/mo
Age 40 premium
Everyday Bronze
PPO · Ambetter from Arkansas Health & WellnessHSA
$513/mo
Age 40 premium
Standard Expanded Bronze
PPO · Ambetter from Arkansas Health & WellnessHSA
$515/mo
Age 40 premium
Bronze Value
PPO · Arkansas Blue Cross and Blue ShieldHSA
$520/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & WellnessHSA
$530/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & WellnessHSA
$532/mo
Age 40 premium
Choice Bronze HSA (QualChoice)
POS · Ambetter from Arkansas Health & WellnessHSA
$541/mo
Age 40 premium
Elite Bronze
PPO · Ambetter from Arkansas Health & WellnessHSA
$587/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & WellnessHSA
$606/mo
Age 40 premium

Silver Plans (17)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Octave Silver Standardized
POS · Octave
$753/mo
Age 40 premium
Silver Standardized
PPO · Arkansas Blue Cross and Blue Shield
$774/mo
Age 40 premium
Octave Silver AH
POS · Octave
$775/mo
Age 40 premium
HA Silver Standardized
POS · Health Advantage
$785/mo
Age 40 premium
Silver AH
PPO · Arkansas Blue Cross and Blue Shield
$804/mo
Age 40 premium
HA Silver AH
POS · Health Advantage
$807/mo
Age 40 premium
Standard Silver (QualChoice)
POS · Ambetter from Arkansas Health & Wellness
$810/mo
Age 40 premium
Connected Silver (QualChoice)
POS · Ambetter from Arkansas Health & Wellness
$828/mo
Age 40 premium
Standard Silver (QualChoiceLife)
PPO · Ambetter from Arkansas Health & Wellness
$828/mo
Age 40 premium
Standard Silver
PPO · Ambetter from Arkansas Health & Wellness
$833/mo
Age 40 premium
Standard Silver (QualChoice) + Vision + Adult Dental
POS · Ambetter from Arkansas Health & Wellness
$833/mo
Age 40 premium
Connected Silver (QualChoiceLife)
PPO · Ambetter from Arkansas Health & Wellness
$846/mo
Age 40 premium
Connected Silver
PPO · Ambetter from Arkansas Health & Wellness
$851/mo
Age 40 premium
Connected Silver (QualChoice) + Vision + Adult Dental
POS · Ambetter from Arkansas Health & Wellness
$851/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$860/mo
Age 40 premium
Connected Silver (QualChoiceLife) + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$878/mo
Age 40 premium
Connected Silver + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$879/mo
Age 40 premium

Gold Plans (18)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Octave Gold Classic National
POS · Octave
$647/mo
Age 40 premium
Gold Value
PPO · Arkansas Blue Cross and Blue Shield
$666/mo
Age 40 premium
Standard Gold (QualChoice)
POS · Ambetter from Arkansas Health & Wellness
$670/mo
Age 40 premium
HA Gold Premier National
POS · Health Advantage
$671/mo
Age 40 premium
Standard Gold (QualChoiceLife)
PPO · Ambetter from Arkansas Health & Wellness
$685/mo
Age 40 premium
Standard Gold
PPO · Ambetter from Arkansas Health & Wellness
$689/mo
Age 40 premium
Standard Gold (QualChoice) + Vision + Adult Dental
POS · Ambetter from Arkansas Health & Wellness
$689/mo
Age 40 premium
Octave Gold Standardized
POS · Octave
$699/mo
Age 40 premium
Standard Gold (QualChoiceLife) + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$711/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$712/mo
Age 40 premium
Gold Standardized
PPO · Arkansas Blue Cross and Blue Shield
$718/mo
Age 40 premium
Complete Gold
PPO · Ambetter from Arkansas Health & Wellness
$722/mo
Age 40 premium
HA Gold Standardized
POS · Health Advantage
$730/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$746/mo
Age 40 premium
Elite Gold (QualChoice)
POS · Ambetter from Arkansas Health & Wellness
$759/mo
Age 40 premium
Elite Gold (QualChoiceLife)
PPO · Ambetter from Arkansas Health & Wellness
$776/mo
Age 40 premium
Elite Gold (QualChoice) + Vision + Adult Dental
POS · Ambetter from Arkansas Health & Wellness
$780/mo
Age 40 premium
Elite Gold (QualChoiceLife) + Vision + Adult Dental
PPO · Ambetter from Arkansas Health & Wellness
$805/mo
Age 40 premium

Platinum Plans (2)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

HA Platinum Premier National
POS · Health Advantage
$833/mo
Age 40 premium
HA Platinum Standardized
POS · Health Advantage
$913/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Catastrophic HSA
PPO · Arkansas Blue Cross and Blue ShieldHSA
$356/mo
Age 40 premium

Arkansas Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Arkansas — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Benton County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Arkansas Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?