Health Insurance in Mohave County, AZ

Compare 34 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$436/mo
Bronze from
$501/mo
Silver from
$666/mo
Gold from
$532/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
226,479
Median Income
$56k
Poverty Rate
16.8%
Uninsured
10.0%
Est. Uninsured
20,696
Insurers
2

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

UHC Bronze Essential ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$686/mo
Age 40 premium

Expanded Bronze Plans (10)

Like Bronze but with some services covered before you meet your deductible.

AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
$432/mo
Age 40 premium
AZ Blue StandardHealth Bronze Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$470/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$515/mo
Age 40 premium
UHC Bronze Standard
HMO · UnitedHealthcareHSA
$722/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$760/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision)
HMO · UnitedHealthcareHSA
$769/mo
Age 40 premium
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
$781/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcareHSA
$808/mo
Age 40 premium
AZ Blue StandardHealth Bronze Neighborhood
HMO · Blue Cross Blue Shield of ArizonaHSA
$833/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Neighborhood
HMO · Blue Cross Blue Shield of ArizonaHSA
$930/mo
Age 40 premium

Silver Plans (13)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

AZ Blue ACA StandardHealth Silver with Health Choice
HMO · Blue Cross Blue Shield of Arizona
$501/mo
Age 40 premium
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$532/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$545/mo
Age 40 premium
UHC Silver Standard
HMO · UnitedHealthcare
$572/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$587/mo
Age 40 premium
AZ Blue StandardHealth Silver Focus
HMO · Blue Cross Blue Shield of Arizona
$592/mo
Age 40 premium
AZ Blue ACA StandardHealth Silver with Health Choice
HMO · Blue Cross Blue Shield of Arizona
$886/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$903/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$932/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$953/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$1029/mo
Age 40 premium
AZ Blue StandardHealth Silver Neighborhood
HMO · Blue Cross Blue Shield of Arizona
$1048/mo
Age 40 premium
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$1059/mo
Age 40 premium

Gold Plans (10)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$666/mo
Age 40 premium
AZ Blue StandardHealth Gold Focus
HMO · Blue Cross Blue Shield of Arizona
$732/mo
Age 40 premium
UHC Gold Standard
HMO · UnitedHealthcare
$1052/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
HMO · UnitedHealthcare
$1065/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$1094/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
HMO · UnitedHealthcare
$1095/mo
Age 40 premium
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$1268/mo
Age 40 premium
AZ Blue StandardHealth Gold Neighborhood
HMO · Blue Cross Blue Shield of Arizona
$1295/mo
Age 40 premium
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium

Arizona Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Arizona — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Mohave County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Arizona Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?