Health Insurance in Maricopa County, AZ
Compare 115 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$436/mo
Bronze from
$438/mo
Silver from
$516/mo
Gold from
$449/mo
Benchmark (SLCSP)
Bronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
UHC Bronze Essential ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$686/mo
Age 40 premium
Connect Bronze 7400 Indiv Med Deductible
HMO · Cigna HealthCare of Arizona, IncHSA
$842/mo
Age 40 premium
Expanded Bronze Plans (36)
Like Bronze but with some services covered before you meet your deductible.
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.HSA
$403/mo
Age 40 premium
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.HSA
$413/mo
Age 40 premium
Buena Salud Bronce Simple Para Diabetes
HMO · Oscar Health Plan, Inc.HSA
$414/mo
Age 40 premium
Bronze Simple Breathe Easy with Enhanced COPD Benefits
HMO · Oscar Health Plan, Inc.HSA
$415/mo
Age 40 premium
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
$432/mo
Age 40 premium
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.HSA
$437/mo
Age 40 premium
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.HSA
$448/mo
Age 40 premium
AZ Blue StandardHealth Bronze Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$470/mo
Age 40 premium
AZ Blue StandardHealth Bronze Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$504/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$515/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$562/mo
Age 40 premium
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
$568/mo
Age 40 premium
Standard Expanded Bronze
HMO · Ambetter from Arizona Complete HealthHSA
$583/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter from Arizona Complete HealthHSA
$596/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter from Arizona Complete HealthHSA
$598/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
HMO · Ambetter from Arizona Complete HealthHSA
$647/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
$677/mo
Age 40 premium
Imperial Standard Bronze
HMO · Imperial Insurance Companies, Inc.HSA
$731/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$760/mo
Age 40 premium
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
$791/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcareHSA
$808/mo
Age 40 premium
AZ Blue StandardHealth Bronze Neighborhood
HMO · Blue Cross Blue Shield of ArizonaHSA
$843/mo
Age 40 premium
Connect Bronze CMS Standard
HMO · Cigna HealthCare of Arizona, IncHSA
$882/mo
Age 40 premium
Connect Bronze 9500 Indiv Med Deductible
HMO · Cigna HealthCare of Arizona, IncHSA
$885/mo
Age 40 premium
AZ Blue Portfolio Bronze HSA Neighborhood
HMO · Blue Cross Blue Shield of ArizonaHSA
$942/mo
Age 40 premium
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of ArizonaHSA
N/A
Age 40 premium
AZ Blue StandardHealth Bronze Focus
HMO · Blue Cross Blue Shield of ArizonaHSA
N/A
Age 40 premium
Silver Plans (41)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.
$500/mo
Age 40 premium
AZ Blue ACA StandardHealth Silver with Health Choice
HMO · Blue Cross Blue Shield of Arizona
$501/mo
Age 40 premium
Silver Simple Specialist Saver with COPD
HMO · Oscar Health Plan, Inc.
$504/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits
HMO · Oscar Health Plan, Inc.
$506/mo
Age 40 premium
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.
$511/mo
Age 40 premium
AZ Blue ACA StandardHealth Silver with Health Choice
HMO · Blue Cross Blue Shield of Arizona
$524/mo
Age 40 premium
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$532/mo
Age 40 premium
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.
$543/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$545/mo
Age 40 premium
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.
$554/mo
Age 40 premium
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$563/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$576/mo
Age 40 premium
AZ Blue ACA StandardHealth Silver with Health Choice
HMO · Blue Cross Blue Shield of Arizona
$585/mo
Age 40 premium
AZ Blue StandardHealth Silver Focus
HMO · Blue Cross Blue Shield of Arizona
$587/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$587/mo
Age 40 premium
AZ Blue StandardHealth Silver Focus
HMO · Blue Cross Blue Shield of Arizona
$592/mo
Age 40 premium
Imperial Standard Silver
HMO · Imperial Insurance Companies, Inc.
$652/mo
Age 40 premium
Imperial Preferred Silver
HMO · Imperial Insurance Companies, Inc.
$669/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Arizona Complete Health
$724/mo
Age 40 premium
Complete Silver + Vision + Adult Dental
HMO · Ambetter from Arizona Complete Health
$732/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$749/mo
Age 40 premium
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$770/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$903/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$932/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$953/mo
Age 40 premium
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
$1043/mo
Age 40 premium
AZ Blue StandardHealth Silver Neighborhood
HMO · Blue Cross Blue Shield of Arizona
$1062/mo
Age 40 premium
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$1073/mo
Age 40 premium
Connect Silver CMS Standard
HMO · Cigna HealthCare of Arizona, Inc
$1141/mo
Age 40 premium
Connect Silver 6100 Indiv Med Deductible
HMO · Cigna HealthCare of Arizona, Inc
$1142/mo
Age 40 premium
Connect Silver 4000 Indiv Med Deductible
HMO · Cigna HealthCare of Arizona, Inc
$1143/mo
Age 40 premium
AZ Blue StandardHealth Silver Focus
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
Gold Plans (35)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.
$636/mo
Age 40 premium
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Arizona, Inc.
$647/mo
Age 40 premium
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$666/mo
Age 40 premium
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.
$682/mo
Age 40 premium
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Arizona, Inc.
$692/mo
Age 40 premium
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
HMO · Blue Cross Blue Shield of Arizona
$728/mo
Age 40 premium
AZ Blue StandardHealth Gold Focus
HMO · Blue Cross Blue Shield of Arizona
$732/mo
Age 40 premium
AZ Blue StandardHealth Gold Focus
HMO · Blue Cross Blue Shield of Arizona
$784/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter from Arizona Complete Health
$792/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
HMO · Ambetter from Arizona Complete Health
$826/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
HMO · Ambetter from Arizona Complete Health
$891/mo
Age 40 premium
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$922/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
HMO · UnitedHealthcare
$1065/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$1094/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
HMO · UnitedHealthcare
$1095/mo
Age 40 premium
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
HMO · Blue Cross Blue Shield of Arizona
$1284/mo
Age 40 premium
Connect Gold 2500 Indiv Med Deductible
HMO · Cigna HealthCare of Arizona, Inc
$1288/mo
Age 40 premium
AZ Blue StandardHealth Gold Neighborhood
HMO · Blue Cross Blue Shield of Arizona
$1312/mo
Age 40 premium
Connect Gold CMS Standard
HMO · Cigna HealthCare of Arizona, Inc
$1315/mo
Age 40 premium
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
AZ Blue StandardHealth Gold Focus
HMO · Blue Cross Blue Shield of Arizona
N/A
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
Catastrophic Standard
HMO · Antidote Health Plan of Arizona, Inc.HSA
$354/mo
Age 40 premium
Arizona Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Arizona — often with $0 premiums.
Check Medicaid Eligibility