@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-border-style:solid;--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}.collapse{visibility:collapse}.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.sticky{position:sticky}.block{display:block}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline-block{display:inline-block}.inline-flex{display:inline-flex}.table{display:table}.transform{transform:var(--tw-rotate-x,)var(--tw-rotate-y,)var(--tw-rotate-z,)var(--tw-skew-x,)var(--tw-skew-y,)}.border{border-style:var(--tw-border-style);border-width:1px}.break-all{word-break:break-all}.uppercase{text-transform:uppercase}.italic{font-style:italic}.no-underline{text-decoration-line:none}.underline{text-decoration-line:underline}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.filter{filter:var(--tw-blur,)var(--tw-brightness,)var(--tw-contrast,)var(--tw-grayscale,)var(--tw-hue-rotate,)var(--tw-invert,)var(--tw-saturate,)var(--tw-sepia,)var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,ease);transition-duration:var(--tw-duration,0s)}.delay-100{transition-delay:.1s}.delay-200{transition-delay:.2s}.delay-300{transition-delay:.3s}.delay-400{transition-delay:.4s}.delay-500{transition-delay:.5s}:root{--color-primary:#0c4a6e;--color-primary-light:#0369a1;--color-primary-dark:#082f49;--color-accent:#f59e0b;--color-accent-hover:#d97706;--color-success:#059669;--color-success-light:#d1fae5;--color-bg:#fafbfc;--color-bg-warm:#fff8f0;--color-bg-card:#fff;--color-bg-dark:#0f172a;--color-text:#1e293b;--color-text-secondary:#64748b;--color-text-muted:#94a3b8;--color-text-inverse:#f8fafc;--color-border:#e2e8f0;--color-border-light:#f1f5f9;--shadow-sm:0 1px 2px #0000000d;--shadow-md:0 4px 6px -1px #00000012,0 2px 4px -2px #0000000d;--shadow-lg:0 10px 15px -3px #00000014,0 4px 6px -4px #0000000a;--shadow-xl:0 20px 25px -5px #00000014,0 8px 10px -6px #0000000a;--shadow-glow:0 0 40px #0c4a6e1f;--font-display:"Fraunces",Georgia,serif;--font-body:"DM Sans",system-ui,sans-serif;--nav-height:72px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-body);color:var(--color-text);background:var(--color-bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.6}.font-display{font-family:var(--font-display)!important}.font-body{font-family:var(--font-body)}.gradient-text{background:linear-gradient(135deg,var(--color-primary)0%,var(--color-primary-light)50%,#0ea5e9 100%);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.glass-nav{-webkit-backdrop-filter:blur(20px)saturate(180%);border-bottom:1px solid #e2e8f099;background:#ffffffe0!important}.card{background:var(--color-bg-card);border:1px solid var(--color-border);box-shadow:var(--shadow-sm);border-radius:16px;transition:all .3s cubic-bezier(.4,0,.2,1)}.card:hover{box-shadow:var(--shadow-lg);border-color:#0369a133;transform:translateY(-2px)}.calc-card{background:var(--color-bg-card);border:1px solid var(--color-border);height:100%;box-shadow:var(--shadow-sm);border-radius:20px;padding:28px;transition:all .35s cubic-bezier(.4,0,.2,1);display:block;position:relative;overflow:hidden}.calc-card:before{content:"";background:linear-gradient(90deg,var(--color-primary),var(--color-primary-light));opacity:0;height:4px;transition:opacity .3s;position:absolute;top:0;left:0;right:0}.calc-card:hover:before{opacity:1}.calc-card:hover{box-shadow:var(--shadow-xl);border-color:#0369a126;transform:translateY(-4px)}.stat-card{border:1px solid var(--color-border-light);text-align:center;box-shadow:var(--shadow-sm);background:#fff;border-radius:16px;padding:24px}.btn-primary{background:linear-gradient(135deg,var(--color-primary)0%,var(--color-primary-light)100%);font-family:var(--font-body);cursor:pointer;border:none;border-radius:12px;padding:14px 32px;font-size:16px;font-weight:600;line-height:1;text-decoration:none;transition:all .3s;display:inline-block;box-shadow:0 4px 14px #0c4a6e4d;color:#fff!important}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 6px 20px #0c4a6e66;color:#fff!important}.btn-secondary{font-family:var(--font-body);border:2px solid var(--color-border);cursor:pointer;background:#fff;border-radius:12px;padding:14px 32px;font-size:16px;font-weight:600;line-height:1;text-decoration:none;transition:all .3s;display:inline-block;color:var(--color-primary)!important}.btn-secondary:hover{border-color:var(--color-primary-light);background:#0369a10a}.search-input{border:2px solid var(--color-border);font-size:17px;font-family:var(--font-body);color:var(--color-text);width:100%;box-shadow:var(--shadow-md);background:#fff;border-radius:16px;padding:18px 24px 18px 56px;transition:all .3s;display:block}.search-input:focus{border-color:var(--color-primary-light);box-shadow:var(--shadow-lg),0 0 0 4px #0369a11a;outline:none}.search-input::placeholder{color:var(--color-text-muted)}.hero-bg{background:radial-gradient(ellipse at 20% 50%,#0c4a6e0f 0%,transparent 50%),radial-gradient(ellipse at 80% 20%,#0ea5e90d 0%,transparent 40%),radial-gradient(ellipse at 50% 80%,#f59e0b08 0%,transparent 40%),var(--color-bg)}.footer-gradient{background:linear-gradient(180deg,var(--color-bg)0%,#f0f4f8 100%)}.glossary-term{border-bottom:1.5px dotted var(--color-primary-light);cursor:help;position:relative}.glossary-term:hover:after{content:attr(data-definition);background:var(--color-bg-dark);color:var(--color-text-inverse);z-index:100;width:max-content;max-width:280px;box-shadow:var(--shadow-xl);pointer-events:none;border-radius:10px;padding:10px 14px;font-size:13px;line-height:1.5;position:absolute;bottom:calc(100% + 8px);left:50%;transform:translate(-50%)}.badge-bronze{color:#fff;background:linear-gradient(135deg,#cd7f32,sienna)}.badge-silver{color:#1e293b;background:linear-gradient(135deg,silver,#a8a8a8)}.badge-gold{color:#1e293b;background:linear-gradient(135deg,gold,#daa520)}.badge-platinum{color:#1e293b;background:linear-gradient(135deg,#e5e4e2,#bcc6cc)}.badge-catastrophic{color:#fff;background:linear-gradient(135deg,#ef4444,#dc2626)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.animate-fade-in-up{opacity:0;animation:.7s cubic-bezier(.22,1,.36,1) forwards fadeInUp}.animate-fade-in{opacity:0;animation:.6s forwards fadeIn}.delay-100{animation-delay:.1s}.delay-200{animation-delay:.2s}.delay-300{animation-delay:.3s}.delay-400{animation-delay:.4s}.delay-500{animation-delay:.5s}.delay-600{animation-delay:.6s}.delay-700{animation-delay:.7s}::-webkit-scrollbar{width:8px}::-webkit-scrollbar-track{background:var(--color-bg)}::-webkit-scrollbar-thumb{background:var(--color-text-muted);border-radius:4px}::-webkit-scrollbar-thumb:hover{background:var(--color-text-secondary)}.no-underline{text-decoration:none!important}@media (max-width:640px){.hero-bg{padding-top:48px!important;padding-bottom:56px!important}.card,.calc-card,.stat-card{padding:16px!important}.content-card{padding:20px!important}.form-card{padding:24px!important}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}